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What is Ford Credit?

2022 Ford Mustang Mach-E in a drive way

Ford Credit is the financial branch of the Ford Motor Company. When you are shopping for a new Ford vehicle in Monticello, you will find this Ford financing program to be beneficial. With multiple options available, you’ll be able to find a Ford finance plan that works best for you no matter what your financial situation may be. Find out more below with the team at Cornerstone Ford!



Buying vs. Leasing with Ford Credit

With Ford Credit, you can either buy or lease your next vehicle in Rogers. See the available plans for both options in detail here:


  • Standard Purchase: This plan offers flexible payment terms and allows you to customize your car anytime. Plus, there are no mileage limitations or extra wear/use charges, and everytime you make a payment, you will build equity. This means your next Ford vehicle purchase will come at a lower price. New, used, and certified pre-owned vehicles all qualify for the Standard Purchase plan.
  • Flex Buy: If you go for the Flex Buy program, you will get a special payment plan with lower payments during the first few years. You must buy a new vehicle to qualify, and there is one term available. 


  • Red Carpet Lease: In this plan, there are a variety of terms available to you as well as many benefits, such as seven available mileage options. An Advance Payment Program allows you to settle all your lease payments in one lump sum that will typically be less money than what the total of your monthly payments would have been. The Red Carpet Lease also provides a variety of lease-end opportunities. When your contract is up you can buy or lease a new Ford, purchase the leased vehicle at a previously determined price, or simply return the vehicle.

If you need a refresher on whether you should lease or buy before deciding which Ford Credit options you want to choose, see the breakdown of pros and cons for both sides. 

Benefits of Ford Credit

The Ford Credit program was designed with drivers like you in mind. Even if you’re shopping for a car for the first time, you can rely on their resources to not only get familiar with the process, but to also get confident about making your decision. Ford Credit also offers personal assistance from their own finance specialists, and they’re happy to work with you should you fall ill, have an accident, or require payment relief if you’ve become a victim of a natural disaster. 

Discover Favorable Ford Finance Options at Cornerstone Ford

Cornerstone Ford will help you find a Ford finance plan that works best for your Big Lake lifestyle. Apply for financing online today and feel free to contact us with any questions!

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